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Merchant Policy

Refund & Delivery Policy

This policy sets out how digital delivery, cancellations, and refunds work for Monthlys, billed through Paystack.

Effective: 13 August 2026South AfricaBilled in ZAR via Paystack
Contents
  1. Digital Delivery
  2. Free Trials
  3. Cancelling a Subscription
  4. Refund Eligibility
  5. How to Request a Refund
  6. Failed or Disputed Payments
  7. Contact
01

Digital Delivery

All Appxcel products are delivered digitally — there is no physical shipment. Access to Monthlys is granted immediately upon successful payment confirmation from Paystack, typically within a few seconds and never later than 24 hours. If access is not granted after a successful charge, contact support@appxcel.co.za and we will resolve it promptly.

02

Free Trials

Where a product offers a free trial, no payment is collected until the trial period ends. You may cancel at any time during the trial to avoid being charged. Once a trial converts to a paid subscription, the terms below apply.

03

Cancelling a Subscription

You may cancel a recurring subscription at any time from within the product's account settings, or by emailing support@appxcel.co.za. Cancellation stops all future billing. You retain access to the product until the end of the period you have already paid for.

04

Refund Eligibility

  • Once-off purchases: refundable in full within 7 calendar days of purchase, provided the product has not been substantively used.
  • Recurring subscriptions: the current paid billing period is non-refundable once the period has started, since access has already been delivered.
  • Duplicate or accidental charges: fully refundable — contact us with the transaction reference and we will correct it within 5 business days.
  • Service faults: if a product is materially unavailable or broken due to a fault on our side for an extended period, we will refund or credit the affected billing period at our discretion.
05

How to Request a Refund

Email support@appxcel.co.za with your account email, the product name, the Paystack transaction reference, and the reason for your request.

We respond to refund requests within 3 business days. Approved refunds are issued back to the original Paystack payment method within 10 business days.

06

Failed or Disputed Payments

If a Paystack payment fails, no charge is made and no access is granted. If you believe you have been charged in error or wish to dispute a transaction, contact us before initiating a chargeback with your bank — most issues can be resolved faster this way.

07

Contact

Email
support@appxcel.co.za
Operator
Sivario Buchanan
Trading as Appxcel (Sole Proprietorship)
Payments Processed By
Paystack
APPXCEL
Studio
  • About
  • Partners
  • Careers
Products
  • Algo Me
  • Monthlys
  • Appxcel Store
Partners
  • BuildsByBuchanan
  • Kittine — this site is written in Kittine
Contact Support
  • support@appxcel.co.za
  • South Africa Operations
Merchant Operations & Billing Notice

All online orders, software licensing, and digital subscriptions for Monthlys are operated under Appxcel. Customer billing statements will reflect as PAYSTACK* APPXCEL. See our Refund & Delivery Policy for cancellation and refund terms.

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© 2026 Appxcel. Founded by Sivario Buchanan. All rights reserved. Operating as a Sole Proprietorship in South Africa. Built with Kittine and engineered in partnership with BuildsByBuchanan.
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